Financing Service

Small Business Loans

Working-capital loans for Canadian businesses — funded in as little as 24 hours.

100% financing with no down payment
Terms from 12 to 84 months
Decisions within 24 hours
New, used & private-sale equipment
Overview

What is small business loans?

Sometimes you need capital, not just equipment. Our small business loans give you flexible working capital for whatever your business needs — inventory, payroll, expansion, or bridging a gap.

With a simple online application and decisions in as little as 24 hours, you get funded fast without the lengthy process of a traditional bank loan.

Best for

  • Bridging short-term cash-flow gaps
  • Funding inventory or payroll
  • Growth and expansion projects

Not sure if this is the right fit? Ask a specialist — we’ll recommend the best structure for your situation.

Key Benefits

Why choose small business loans

The advantages that make this one of the most popular ways Canadian businesses acquire equipment.

Fast funding

Receive working capital in as little as 24 hours.

Flexible use of funds

Use the capital wherever your business needs it most.

Simple application

Apply online in minutes with minimal paperwork.

Built for SMBs

Designed for the realities of small and growing businesses.

A Simple Process

Apply in Minutes. Funded in Days.

1

Apply Online

Complete a simple online application in under five minutes — no lengthy paperwork upfront.

2

Application Review

Our leasing specialists review your application and match it to the right lender in our network.

3

Get Approved

Receive a credit decision within 24 hours, with clear terms explained by your dedicated specialist.

4

Get Funded

We pay your vendor directly. Put your equipment to work and start growing right away.

FAQ

Financing Questions

Common questions about financing equipment with us. Still unsure? Our specialists are happy to help.

Most applications receive a credit decision within 24 hours. Our online application takes under five minutes, and a dedicated specialist reviews it the same business day.