Equipment Leasing
Lease-to-own and fair-market-value leasing that lets you acquire equipment while preserving working capital.
What is equipment leasing?
Leasing is the most flexible way to put equipment to work without a large upfront purchase. You make predictable monthly payments over a fixed term, and at the end you can buy the equipment, renew, or return it — whichever suits your business.
We structure both lease-to-own ($10 buyout) and fair-market-value leases, with terms from 12 to 84 months tailored to your cash flow and the productive life of the asset.
Best for
- Businesses that want the lowest monthly payment
- Equipment that may be upgraded at term end
- Preserving cash and credit lines
Not sure if this is the right fit? Ask a specialist — we’ll recommend the best structure for your situation.
Why choose equipment leasing
The advantages that make this one of the most popular ways Canadian businesses acquire equipment.
Low monthly payments
Deferring the residual lowers your monthly cost versus a straight purchase.
100% financing
Acquire equipment with little to no money down and keep your capital working.
Flexible end-of-term options
Buy it out, upgrade, renew, or return at the end of the lease.
Potential tax advantages
Lease payments may be treated as an operating expense — ask your accountant.
Apply in Minutes. Funded in Days.
Apply Online
Complete a simple online application in under five minutes — no lengthy paperwork upfront.
Application Review
Our leasing specialists review your application and match it to the right lender in our network.
Get Approved
Receive a credit decision within 24 hours, with clear terms explained by your dedicated specialist.
Get Funded
We pay your vendor directly. Put your equipment to work and start growing right away.
Financing Questions
Common questions about financing equipment with us. Still unsure? Our specialists are happy to help.
Most applications receive a credit decision within 24 hours. Our online application takes under five minutes, and a dedicated specialist reviews it the same business day.